Peer-to-peer (P2P) lending is one of the forms of sharing economy offered by Fintech as an alternative solution to address the limited access of smallholder farmers to financing sources but its adoption is relatively low despite its numerous benefits. It is. however. important to understand the factors driving farmers to adopt this system. https://www.spidertattooz.com/OPI-Infinite-Shine-Combo-Base-Top-Indefinitely-Baby-ISL55-p26708/